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Saving ourselves?
i suppose it’s not shocking that american redemptory rates must increased very recently. after all, if people aren’t consuming, they’re probably saving (or they tease no in money at all and do less of both—so it’s kind of reassuring that saving went up, and all the more worrying it did not in britain). more saving occurs in a more uncertain environment. if you prevent bigger shocks to income and assets to come, you conserve more to smooth out consumption. it will be inviting to mind how long the crisis purposefulness weigh in the minds of consumers. if the recession is extremely agonizing, consumers will become bigger savers object of a longer time. the grief of a drop in one’s criterion of living is not easily forgotten. the great moderation reduced consumption volatility over the last twenty years. low saving rates could have been a rational resistance to that. plane if the decline does not take a huge toll on jobs and receipts, the shock of seeing home and equity portfolios resume such a grave fall purpose heavily change behaviour. it devise probably mean higher provident rates and a winding down of strident debt loads. consumer deleveraging will be painful. according the 2004 survey of consumer finances 15% of weighted respondents had carried credit card debt more than 10% or their of total income. that was four years ago; the situation now is probably worse. the return to husbandry has been hailed as a good thing by, ironically, many a baby boomer pundit. they turn the return to our puritanical american values is just what we requirement. i wonder, as a child of the 1980s, if i will reminisce over the days of overleveraging. for the immediately being, it does seem that america plans to spend its surrender out of recession, only government, rather than households, will be splurging. i feel a little nostalgic already.
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Fan-made Black Mesa Source trailer reinvents original Half-Life
Filed under: PC, First Person Shooters
it’s been over ten years since valve’s half-life released on pc and changed fps gaming forever. in 2009, the fan-made ebon mesa source will do more than just revisit the classic valve game. from the looks of this newly released trailer, black mesa source see fit reimagine the game with la mode tech and modern performance values.the spirit of black mesa creator is so true to the original. however, we’re stunned by the ambitious goals for this project. the new integrity models and textures used in this source appliance-powered mod press us to throw out them liquid assets. the addition of multiplayer modes, such as co-op, make us think valve will downright buy the team (if they haven’t already!).black mesa roots won’t lack half-life: source to soft-soap. so long as you have any source engine game on your pc, you’ll be competent to download and play this extraordinary total conversion when it comes out.[thanks, andrew h.!]
Gallery: Black Mesa Source
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Fan-made Black Mesa Source trailer reinvents original Half-Life originally appeared on Joystiq on Mon, 01 Dec 2008 00:45:00 EST. Please see our terms for use of feeds.
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Toyota vs. Ford
H/T Elgin’s Chuck Emmert
A Japanese company (Toyota) and an American company (Ford Motors) decided to have a canoe race on the Missouri River. Both teams practiced long and hard to reach their peak performance before the race.
On the big day, the Japanese won by a mile.
The Americans, very discouraged and depressed, decided to investigate the reason for the crushing defeat. A management team made up of senior management was formed to investigate and recommend appropriate action…
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Their conclusion was the Japanese had 8 people rowing and 1 person steering, while the American team had 7 people steering and 2 people rowing.
Feeling a deeper study was in order; American management hired a consulting company and paid them a large amount of money for a second opinion.
They advised, of course, that too many people were steering the boat, while not enough people were rowing.
Not sure of how to utilize that information, but wanting to prevent another loss to the Japanese, the rowing team’s management structure was totally reorganized to 4 steering supervisors, 2 area steering superintendents and 1 assistant superintendent steering manager.
They also implemented a new performance system that would give the 2 people rowing the boat greater incentive to work harder. It was called the ‘Rowing Team Quality First Program,’ with meetings, dinners and free pens for the rowers. There was discussion of getting new paddles, canoes and other equipment, extra vacation days for practices and bonuses. The pension program was trimmed to ‘equal the competition’ and some of the resultant savings were channeled into morale boosting programs and teamwork posters.
The next year the Japanese won by two miles.
Humiliated, the American management laid-off one rower, halted development of a new canoe, sold all the paddles, and canceled all capital investments for new equipment. The money saved was distributed to the Senior Executives as bonuses.
The next year, try as he might, the lone designated rower was unable to even finish the race (having no paddles,) so he was laid off for unacceptable performance, all canoe equipment was sold and the next year’s racing team was out-sourced to India .
Sadly, the End.
Here’s something else to think about: Ford has spent the last thirty years moving all its factories out of the US , claiming they can’t make money paying American wages.
TOYOTA has spent the last thirty years building more than a dozen plants inside the US. The last quarter’s results:
TOYOTA makes 4 billion in profits while Ford racked up 9 billion in losses.
Ford folks are still scratching their heads, and collecting bonuses… and now wants the Government to ‘bail them out’.
IF THIS WEREN’T SO TRUE IT MIGHT BE FUNNY
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Psych
As TV Networks Focus on Mumbai Landmarks, Local Captures Ground Shots On Flickr
Shortly after he heard explosions outside of his home in the Colaba district in Mumbai, 27-year-old Vinu Ranganathan grabbed his camera and ran outside to take some shots. For hours, his graphic photos of the destruction wrought by the terrorists in the Colaba district on the photo-sharing site Flickr seemed to be the only relevant ones available online.
With the orange hues and human police chains blocking crowds from entering streets, the photos gave a sense early on of the pandemonium during the early hours of the terrorist attacks.
Ranganathan, a 2005 Berkeley mechanical engineering graduate, literally became a mini-celebrity overnight as blogs (including Danger Room,) television networks and newspapers around the world picked up his photos to show their audiences what was going on in Mumbai.
Ranganathan answered a few questions via e-mail late Wednesday night about why he ran out into the streets when most people probably would have locked their doors and stayed at home.
Wired.com: Do you live near the scenes where you shot the photos? Where are those shots of the destruction located in Bombay?
Ranganathan: Yes, two minutes walking distance from my apartment. Here’s a Google Maps link: Its in the southern area - the financial district of Mumbai.
Wired.com: What inspired you to run out and get the shots and upload them to Flickr? Most people would have stayed safely at home.
Ranganathan: I have always been a shutterbug. Would love to be a photo journalist someday! When I heard two loud reverberating [noises] in the night around 10:45pm, I picked my camera bag and headed out.
As I was stepping out my sis said there are reports of firing at CST (train station) - but I suspected it was bomb as it was pretty loud. Turns out they were grenades.
Wired.com: What’s your occupation in Bombay?
Ranganathan: Business Development Manager at www.netcore.co.in.
Wired.com: What does the city feel like right now? Are all the friends all right?
Ranganathan: Luckily all my friends are safe. One of my father’s friends was shot dead at a restaurant. The city is still scared and angry. I feel the situation is still not under control and hostage drama is still on.
Wired.com: Did you feel that you were personally in any danger?
Ranganathan: I think in general every person in Bombay does all the time be it terror, traffic or mob. We have kind of got largely de-sentized. But feelings overflow when things happen ‘live’ near you for 12 hours.
The incident near my place which I took photos - grenades were thrown by the terrorist from the terrace of the building on to the adjacent gas station. And they have taken some families hostage … the situation is still not in control. I have heard 5 gun shots in the last hour (12 hrs after start of the incident!)
Wired.com: Have you ever been in a situation like this before in Bombay, and if acheter levitra so, did you rush out and take photos?
Ranganathan: I have witnessed shoot-out before when I was kid more 12-15 yrs ago when the mob fighting was at its peak. That incident was of mob groups engaging in cross fire over the roof tops of buildings. Even a film got realeased last year on that - “Shootout at Lokandwala.”
Wired.com: Did I see that someone gave you some money to update to a “pro” account? If so, who was that? Was that someone reacting to your shots?
Ranganathan: I was have a problem while uploading my snaps on flickr possibly due to restrictions. I was a pro user but had not renewed it for last 4 months. A Flickr staff who got my twitter decided to give me a 3 month gift of Pro.
Photo: Vinu Ranganathan
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House of saddam
Gates of Vienna News Feed 11/23/2008
of interest tonight: the spanish control is moving strongly to make steady that russia doesn’t by a eleemosynary chunk of the repsol oil company. prince alwaleed intends to acquisition bargain a 5% partition of citigroup. kuwait lost $1.4 billion dollars in its investments in derivatives. and a professor at uc irvine risks being put on honorary render for refusing to participate in mandatory sexual harassment training.thanks to c. cantoni, middle-of-the-road swede, insubria, jd, steen, tb, tv, vh, and all the other tipsters who sent these in. headlines and articles are below the fold.- - - - - - - - -
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Canadian football league
Manning at Marmalard: Who You Got? [DUAN]
the colts and the chargers face idle tonight at qualcomm stadium in a battle between two goofy looking quarterbacks. you can be safe that peyton is trying to forget his crappy performances to start the season and the fact that the chargers knocked the colts out of last year’s playoffs. rivers is currently the afc’s highest-rated quarterback and he’s one touchdown loth of his career grand of 21.
Last year’s powerhouse RB, LaDanian Tomlinson, is currently ranked 35th in the NFL. So much for being one of the league’s most consistent players. But we can blame that on the toe, right? Enjoy the game if you’re a fan of either team. Thanks for sticking around, have a great Thanksgiving this week (except for you lame Canadians) and I’ll see you all in December.
There’s no live blog tonight, so hang out here for your open thread.
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BREAKING NEWS: WI Member Solves Megachinewich Secret Recipe!
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congratulations to webkinz insider associate 149pokemon  comprar viagra;repayment for solving the webkinz secret recipe megachinewich. neutral combine a burger, tacos, and a hot dog in the sandwich maker to create this precise unhealthy, but super-tall sandwich!
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A banner order stromectol night Jayhawks celebrate, dominate
If one thing has been proven in the seven-plus months since the levaquin online Kansas Jayhawks cut down the nets in San Antonio, it’s that nobody knows how to celebrate success like KU and its fans.
Tens of thousands of people showed up in April for the parade down Massachusetts Street. KU raised one temporary national championship banner during “Late Night in the Phog,” knowing all along that the permanent one would be unveiled on Tuesday night.
Twelve minutes before what would eventually become an 85-45 Kansas domination of Florida Gulf Coast, the lights went out in Allen Fieldhouse.
The current Jayhawks — eight of whom were not a part of the 2008 team — locked arms and watched yet another video commemoration of Mario Chalmers’ Miracle. The KU students held up their camera phones and pointed them toward the North, where a blue covering fell and revealed the banner that joined identical ones from 1922, ‘23, ‘52 and ‘88.
And, with that, the celebration of 2008 was over for good, or, at least until the five-year reunion.
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Extra, Extra
catalina as seen buy movie from manhattan beach yesterday at sunday photo by jakerome via the laist featured photos pool on flickr
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The best way to get your band’s blog on Myspace.
while i was looking through the widget analytics data the other day, i noticed just how multitudinous bands are using our rss reader to deliver news to their fans into social networks in the manner of myspace and facebook and start pages like igoogle, netvibes and pageflakes.get this widget!grab this led zeppelin widget now.of course, i’m going to lay bare my age here, but i had to ask who timbaland, bone download sci-fi movie thugs-n-harmony and rich boy were, and i had no trace to the wreckers, robin thicke or faith hill but when i bring about out that the official beastie boys, led zeppelin and michael jackson’s thriller profiles were using our widgets i had to spread the word download animation movie.admittedly, timbaland may get a bit more underline these days, but i spent so much time listening to my zeppelin albums and tapes that i wore them into the open. and the beastie boys licensed to ill was awesome and played non-stop while cruising in my 66 mustang in the 80’s. (i really am old)if you have a band, peel off a look at how some of the other artists i mentioned above implemented the widgets on their myspace pages and feel free to pour down the drain our widgets or our platform to develop your own news or events to your fans. we don’t charge for bands to bring into play our rss reaader, so it’s probably the lowest cost investment that you’ll make in your popularity. if you are concern overflowing, we’ll take concert tickets, cd’s and backstage passes if you own any to give 
induce this widget!if you are a band and add a springwidgets express rss reader to your number to promote your website or blog, please add a comment below and let us recognize where to find it.astonish on and physique your own rss express widget today.
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